⚡ What to do immediately after a car accident in Illinois or Wisconsin
- Call 911 and get a police report — even for minor collisions
- Seek medical attention immediately, even if you feel fine
- Document the scene with photos and collect witness information
- Do NOT admit fault or give a recorded statement to the other driver's insurer
- Contact WIN Injury Network for a free legal consultation: (773) 831-5000
Car Accident Claims in Illinois
Illinois is an "at-fault" state for car accident insurance claims. This means the driver who caused the accident (and their insurance company) is responsible for the damages suffered by the other parties. If you were injured by a negligent driver, you are entitled to pursue compensation for all of your losses.
Illinois follows a modified comparative negligence standard. You can recover damages as long as you were less than 51% responsible for the accident. Your recovery is reduced proportionally by your percentage of fault.
Car Accident Claims in Wisconsin
Wisconsin is also an at-fault state with a modified comparative negligence rule — but the threshold is 51%. If you are 51% or more at fault, you cannot recover any damages. Wisconsin requires all drivers to carry minimum liability coverage of $25,000 per person / $50,000 per accident / $10,000 property damage.
Common Car Accident Injuries
- Whiplash and cervical spine injuries — among the most common in rear-end collisions
- Traumatic brain injuries (TBI) — can have lifelong consequences
- Broken bones and fractures — arms, legs, ribs, pelvis
- Spinal cord injuries — may cause partial or complete paralysis
- Internal injuries — often not immediately apparent; require prompt diagnosis
- Soft tissue injuries — ligament and muscle tears, bruising
- Burns and lacerations — from fires, glass, or airbag deployment
What Your Car Accident Claim is Worth
The value of your car accident claim depends on several factors, including the severity of your injuries, your medical expenses, your lost wages, the degree of fault, and whether the injuries are permanent. WIN's network of attorneys will conduct a thorough evaluation of your case to pursue the maximum compensation available.
Damages in Illinois and Wisconsin car accident cases typically include:
- Current and future medical expenses
- Lost wages and reduced earning capacity
- Pain and suffering (non-economic damages)
- Emotional distress and mental anguish
- Property damage
- Loss of consortium for spouses
Statute of Limitations
File Before Your Deadline
Illinois: 2 years from the accident date for personal injury; 5 years for property damage.
Wisconsin: 3 years from the accident date for personal injury; 6 years for property damage.
Frequently Asked Questions
Car Accident in Illinois or Wisconsin? We Can Help.
Get a free, no-obligation case evaluation from WIN's personal injury attorneys today. Call (773) 831-5000 or fill out our online form.
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